Financial Aid FAQs

What kind of financial aid is available to me at the University of Chicago? 

Once you are admitted, The University of Chicago Law School will offer you a financial aid package that will equal the cost of attendance. Packages will include loans and may also include scholarship funds.  Scholarships are monies that do not need to be repaid. Loans, both federal and private, must be repaid after graduation. 

How do I apply for Scholarships? 

You will be considered for merit-based scholarships when admitted.  There are no extra forms that you need to submit to the Law School.  However, if you would like us to consider your financial need when determining your award, please make sure to complete the either the FAFSA (domestic students only) or the UChicago Need Application (international students only, 2022 application coming soon).  Parental financial information is required on both the FAFSA and UChicago Need Application for anyone who is 28 or younger at the time the application is submitted.

Please note: if there is some circumstance that you feel should be considered by the Committee, it is important to submit that information in a timely manner directly to

How do I apply for Loans?

The University of Chicago is a Federal Direct Lending institution and we are therefore able to offer you a streamlined Federal Loans process. To be considered for Federal Direct Loans, you will need to complete a FAFSA.  On the FAFSA, you will need to list the University of Chicago as a recipient school and enter our FAFSA school code: 001774

If you have filed your personal tax return, the University of Chicago Law School encourages you to use the IRS Data Retrieval Tool available on the FAFSA.  This tool will allow you to pull in your tax data directly from the IRS and will auto-fill the tax portion of the form. 

You will be packaged with Direct Unsubsidized and Direct Graduate PLUS Loans.  For more information about these loan programs, please review the Types of Aid section on the Federal Student Aid websiteIf you prefer, you are welcome to apply for private education loans. Applications and terms for those private education loans are available directly with the lender.  Students are not required to accept all loans offered. Please note students can only borrow up to the Cost of Attendance minus any other financial aid (i.e. federal loans, scholarships).

When should I submit these forms?  

  • Financial Need Consideration (optional) - FAFSA and the UChicago Need Application - Priority deadline for admitted students is March 1st. 
  • Federal Loans - FAFSA (required for federal student loans) - May 15 Priority Deadline for both admitted students who are not applying for Financial Need Consideration, as well as for continuing students.

FAFSA School Code: 001774  

How do I qualify for Federal Loans?

As long as you are a U.S. citizen or an eligible noncitizen, have never defaulted on a federal student loan and have completed a FAFSA you will qualify for the Direct Unsubsidized Loan.  Direct Graduate Plus loans require a simple credit check to be performed.  If you file your FAFSA by the priority deadline, you can expect your Financial Aid Notification Email to be sent out around mid-summer.

Are all of these programs open to me if I am an international student?

Unfortunately international students cannot participate in the federal loan programs. However, you are still eligible for scholarships and may still apply for private education loans.  It is important to note that the Law School cannot assist you in securing a private education loan. You must apply directly with private lenders.  A U.S. cosigner may be required for you to secure funding with a U.S. lender. 

How will I receive my Financial Aid package?

Your award letter will be emailed to you using the account provided on your admissions application. 

When will I receive my Financial Aid Package?

We will begin to release preliminary awards in mid-March.

If you are admitted later in the season, you will receive your award approximately one month after your admission.   

What if I have questions about my award?

If after reviewing your award you have any questions, please feel free to email

Do you match scholarships offered by peer institutions?

As a general rule, we do not match scholarship awards from other institutions. However, we are committed to assisting admitted students truly interested in the University of Chicago Law School. To that end, we would be happy to discuss your situation and work through your concerns. Please email if you would like for us to review your award. We will then send you a link to an electronic form where you can provide additional information. Please understand that we have limited funds and cannot alter all awards. We will, however, do our best to make the University of Chicago Law School an option for you. 

Does the University of Chicago Law School offer any loan assistance to students entering Public Interest?

Yes, we have a Loan Repayment Assistance Program (LRAP) which can assist graduates accepting Public Interest positions. We strive to offer graduates maximum flexibility and encourage anyone considering work in the public and not-for-profit sector to borrow only federal loans. LRAP assists with federal loans payments only.  You can also take maximum advantage of our assistance when you combine it with the Federal Public Service Forgiveness Program. If you would like to talk more about loan repayment assistance, please feel free to email the Admissions & Financial Aid Office at 

Does the University of Chicago Law School participate in the Yellow Ribbon Program?

Yes, the Law School is proud to be a participant of the program and to provide an unlimited contribution for each participant. If you think that you may qualify, please make sure you request a Certificate of Eligibility from your Veterans Administration office showing your end service date and complete the application on the University Registrar’s webpage. 

Once I have decided to attend the University of Chicago Law School, how do I accept my financial aid award?

Once you have paid your deposit and completed your commitment form, you have accepted your scholarship. 

To have your loans processed, complete the Application Steps on the Understanding Your Award Letter page.

What If I need more money than budgeted for me?

If you would like to submit a cost of attendance (budget) appeal request, you should set up a time to discuss your request with the Law Financial Aid Office. Please note that we have guidelines that need to be followed when adjusting student budgets.  We cannot assist you with consumer debt, car payments and other such expenses. However, $1,500 will be automatically applied to the financial aid package of all incoming students to cover the cost of a laptop computer (or other computer equipment that you may need).  If you have a financial issue and are not sure whether you can ask for more funding, please contact us to schedule an appointment at

The University of Chicago Law School offers three-year awards only. This means that we cannot offer you scholarship later in your program. However, we will send you emails, throughout your time with us, with links to outside scholarship opportunities. We would encourage you to apply for as many as are appropriate as each dollar received reduces your debt load. To start your search process, AccessLex has put together a wide rage of available outside scholarships for law students. 

Do I need to apply for loans each year?

Yes, you must complete a new FAFSA each year and you need to complete a Federal Graduate PLUS loan application if applicable to renew your loans. 

What if I am still confused and need more direction?

If you feel that you need more personalized attention, please feel free to contact us and set up a time to talk one-on-one. We know that financial aid can be stressful and we would like to help you in any way we can.