Understanding Your Aid Package

The Law Financial Aid (LFA) Office processes applications in chronological order, based on the date received. After reviewing and processing your application, we will send a notification email to your UChicago email account when your aid package is ready to review in your my.UChicago portal. The email will list your aid awards/offers and the quarters in which the funds will be available to you. 

Cost of Attendance

A standard cost of attendance is determined by LFA each academic year for all degree programs at the Law School and will be outlined in the aid package notification email. The cost of attendance sets the maximum amount of financial aid a student can receive in a given academic year and is a total based on:

  • The actual tuition rates and fees for your program
  • UChicago student health insurance plan (U-SHIP) premium 
  • Average costs for room and board, textbooks, personal expenses, transportation, and loan fees 

You can find a breakdown of the current JD cost of attendance on our website.

Responding To Your Aid Offer

Your aid package notification email outlines your financial assistance for the relevant academic year. Scholarship funding is automatically accepted on your behalf. You may accept, decline, and/or reduce your loan offers in your my.UChicago portal.

New Unsubsidized Loan borrowers must also complete both the Federal Direct Loan Master Promissory Note (MPN) and the Student Loan Entrance Counseling; choose the "graduate/professional student" option when completing each task.

Students cannot accept their Grad PLUS Loan eligibility in their my.UChicago portal but you may decline your Grad PLUS eligibility in the portal if you choose not to borrow this loan. Students who wish to accept all or a portion of the Grad PLUS loan offer must complete the Federal Direct PLUS Loan Application after receiving their aid package notification email. Once we receive your completed and approved Federal Direct PLUS Application, we will accept the loan on your aid package on your behalf.

New Grad PLUS borrowers must also complete the Federal Direct PLUS Loan Master Promissory Note (MPN) and the Student Loan Entrance Counseling; choose the "graduate/professional student" option when completing each task.

Your loan funds will not disburse to your student account if you have not accepted your loan offer(s) or completed the required documents listed on your package notification email.

Receipt of Additional Outside Financial Assistance

It is your responsibility to report any outside assistance (grants, tuition assistance, scholarships, outside financial resources, etc.) you will receive to LFA that aren’t listed on your aid package. You may report this assistance in your my.UChicago portal. We may need to adjust your financial aid award based on the aid reported.

Your Obligation

Notify LFA if you have any enrollment changes, as that could impact your financial aid.  

Tuition Bill

If your aid application is incomplete, your funds will not disburse to your student account to cover tuition and fees. Contact us if you believe your application is incomplete. Important note: your advance tuition bill will be credited with the estimated amount of your federal student loan funding and will not reflect deductions for origination/loan fees.

You can view tuition billing dates and information the Bursar's website.

Availability of Funds/Refunds

Loan funds are disbursed to your student account at the beginning of each quarter in which you are enrolled. Refunds resulting from excess financial aid are generally available beginning the first week of the quarter, provided you are enrolled at least nine (9) credit hours. At the beginning of each quarter, you may need to support yourself until your excess financial aid become available as a refund.

Please visit the Bursar’s website for more information regarding refunds, including how to set up direct deposit in your my.UChicago portal.

If you received a stipend award, you will also need to complete additional setup steps in Workday, the University's stipend/employee system. LFA will be in touch via email with more information as these steps need to be completed.