8. Fiscal Responsibility and Planning

Monitor Your Credit:  You should monitor your credit, as your credit history can affect your student loan eligibility and employment, as well as for your own financial health.  You can request a free credit report annually from each of the three major credit bureaus.  Request your credit report at www.annualcreditreport.com.  The free reports are part of a national program to help consumers protect their identity and personal information.  You are also entitled to a free copy of your credit report if you have been denied credit, employment, or insurance within the past 60 days.

Major National Credit Reporting Agencies